Bluestone can offer finance for a wide range of assets, including but not limited to vehicles, agricultural equipment, machinery, and commercial properties.

Asset finance is a type of financing that allows organisations to acquire assets, such as equipment, vehicles, or property, without having to pay the full upfront cost. Our asset finance services provide a range of options to meet the specific needs of your business, including leasing, hire purchase, and loan financing.

The eligibility requirements for asset financing will vary depending on the lender and the type of financing you choose. Generally, lenders will look at your credit score, revenue, and financial history to determine your eligibility. Some lenders may also require collateral or a personal guarantee.

Repayments will vary depending on the lender and the type of financing you choose. Generally, repayments have fixed repayment terms and interest rates, whilst others have a variable interest rate based on the time it takes for invoices to be paid.

The timeline for securing asset finance can vary depending on the complexity of the financing arrangement and the specific requirements of the borrower. However, we work closely with our clients throughout the process to ensure that their financing needs are met in a timely and efficient manner. Key steps in the asset finance process typically include loan sourcing, loan structuring, loan negotiation, and loan closing. You can also register to the Bluestone Portal to get a quote, submit an application and go through the process all the way to payout yourself.

Yes, there are some assets that may not be eligible for leasing, such as intangible assets for example patents or trademarks. This is because these assets cannot physically be used or sold by the lender as collateral.

The application process for asset finance typically involves completing an application form, providing relevant documentation, such as financial statements, and undergoing a credit assessment. We aim to make the application process as streamlined as possible. You can view what documentation is required by a funder to support your application here. In most cases, decisions will be made, and quotes will appear within your Portal Dashboard within minutes.

The typical repayment period for a Hire Purchase agreement ranges from 1 to 5 years, depending on the asset and the organisation's needs. The regular payments have a manageable impact on cash flow, and the ownership of the asset will improve the organisation's balance sheet.

A finance lease is a type of leasing arrangement in which the finance company purchases the asset and then leases it to the organisation for an agreed-upon period. At the end of the lease term, the organisation may have the option to purchase the asset for a pre-determined amount or return it to the finance company. A finance lease differs from other financing options in that it provides organisations with the use of the asset without the responsibility of owning it outright.

The types of assets that can be leased vary, but they typically include equipment, vehicles, and other capital assets that a business needs to operate. The process for acquiring a lease typically involves filling out an application, providing financial information, and submitting a credit check. You can view what documentation is required by a funder to support your application here.